Question 1

How long from application to approval?

Accepted Answer

We work diligently to get your approval as fast as possible, but this could be delayed based on the information provided and your credit history.  In many circumstances we can get approvals same or next business day.

Question 2

What can you finance?

Accepted Answer

We can provide financing for nearly any asset up to $250,000. For a more detailed list, check out our Financing Options page

Question 3

What are interest rates and term lengths dependent on?

Accepted Answer

Interest rates and term length options are highly dependent on the loan size, type and your credit history. You can either Contact Us or simply Apply Now to see what financing options fit your requirement.

Question 4

How does your financing process work?

Accepted Answer

You start by filling out the Apply Now form. We review your details and reach out using your preferred contact method. Then we show you the best financing options for your needs. A final credit check is required before funds are released to your vendor. Need help along the way? Contact us anytime.

Question 5

What credit score is needed to qualify?

Accepted Answer

Approval depends on several factors including credit history, business strength, time in business, and the equipment being financed. Apply now!

Question 6

Can you get approved if your business is new?

Accepted Answer

Yes. You can still apply even if your business is new. We look at more than time in business, including your equipment, cash flow, and overall profile. Apply and let’s see what fits.

Question 7

Do you finance both new and used equipment?

Accepted Answer

Yes. You can finance both new and used equipment, depending on the asset and its condition. If you’re not sure what qualifies, send us the details and we’ll take a look.

Question 8

Can seasonal businesses get seasonal payments.

Accepted Answer

Yes. Seasonal or customized payment structures may be available to better match your cash flow contact us to see how we can help today!

Question 9

Do you offer financing across Canada?

Accepted Answer

Yes. Financing programs are available across Canada for qualifying applicants and equipment types. Contact us today, no matter where you are!

Question 10

What documents are needed to apply?

Accepted Answer

Requirements can include a completed application (apply here), business information, drivers license invoices or quotes, and financial statements depending on the transaction size.

Question 11

Do you have to make a down payment?

Accepted Answer

Sometimes, yes — but not always. It depends on the equipment, the deal size, and your business profile. If a down payment is needed, we’ll explain it clearly before you move forward.

Question 12

How is leasing different from financing?

Accepted Answer

Leasing lets you use the equipment with flexible payments and a lower upfront cost. Financing is a better fit when you want to own the asset over time. We can help you compare both.

Question 13

Can you pay out your lease before the end date?

Accepted Answer

In many cases, yes. Early payout options depend on your lease terms. Reach out and we’ll help you understand the cost before you decide.

Question 14

How does a lease end?

Accepted Answer

Your options depend on the lease terms. You may be able to return the equipment, renew the lease, or look at a buyout. Reach out near the end of the term and we’ll walk you through it.

Question 15

Will you need insurance on financed or leased equipment?

Accepted Answer

Usually, yes. Financed or leased equipment often needs insurance to protect the asset and your business. We’ll let you know what’s required for your deal.

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